Simplify business with a Business Owners Policy
What is a Business Owners Policy?
A Business Owners Policy (BOP) bundles two essential coverages: general liability and property insurance. This affordable insurance package protects you against the unexpected risks of doing business. It’s a great choice for small- to medium-sized businesses, such as hair salons, florists, landlords, photographers and more.
It's good to know that:
A BOP can easily be customized to match the unique needs of your business
Equipment breakdown, loss of income, money and securities protection and more are included at no additional charge.
Business owners insurance from Bermudx Insurance is affordably priced based on the type of business you own, the value of your property, you as the owner and other factors.
Protecting your future.
Create a combination of coverages to help protect your unique business.
What does a Business Owners Policy cover?
Business owners insurance is designed to protect you against a broad range of risks. The coverages typically included in a BOP are:
General Liability: This protects you against costly claims and lawsuits resulting from a customer being injured while at your business – and if you damage other people’s property.
Property Insurance: If buildings and other structures you own are damaged or destroyed, you’re covered. It also protects your office equipment, business equipment and inventory from a covered loss.
Loss of Income: In the event your business is shut down (for up to 12 months), this coverage protects your income and provides help for ordinary payroll expenses.
Equipment Breakdown: When your covered equipment breaks down or is damaged by covered claims, we’ll help pay to get things back up and running.
Professional Liability: Unfortunately, you could be sued as a result of the services you provide to your customers. For specific occupations, this coverage can be added for protection against costly claims and lawsuits.